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Autor/inn/enSuryadi, Ace; Budimansyah, Dasim; Solehuddin, Muhammad; Shantini, Yanti; Yunus, Dadang
TitelMicrocredit Provision, Lifelong Learning, and Productivity of Poor Women in Indonesian Villages
QuelleIn: Adult Education Quarterly: A Journal of Research and Theory, 70 (2020) 4, S.360-376 (17 Seiten)Infoseite zur Zeitschrift
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ZusatzinformationORCID (Budimansyah, Dasim)
Spracheenglisch
Dokumenttypgedruckt; online; Zeitschriftenaufsatz
ISSN0741-7136
DOI10.1177/0741713620918525
SchlagwörterCredit (Finance); Loan Repayment; Lifelong Learning; Informal Education; Adult Vocational Education; Adults; Productivity; Poverty Programs; Females; Rural Areas; Entrepreneurship; Small Businesses; Income; Employment Opportunities; Attendance; Foreign Countries; Indonesia
AbstractThis study aims to analyze the effect of lifelong, notably adult and informal, learning experiences on the business capability and productivity of poor women entrepreneurs in rural Indonesia. The measures of entrepreneurial ability of the research subjects were in terms of their engagement, as microcredit receivers, in adult learning processes through daily production and selling activities; this includes the relative earnings gained from their income generating activities. The data collected are those from 400 respondents randomly selected from microcredit receivers of Bina Artha microfinance institutes in Cianjur, West Java, Indonesia. The data analysis focused on examining the effect of adult learning variables in comparison to school attendance on the women entrepreneurs' business capability. The findings showed that some forms of adult and informal learning experiences had stronger effect on the entrepreneurs' business capability than the school attendance. In light of the findings, it is to suggest that microcredit providers arguably should provide relevant skills training to improve lifelong learning experiences of microcredit receivers. This recommends that microcredit providers should take into account the benefits of lifelong learning experiences of microcredit receivers as one of the most important criteria for granting loan extension. (As Provided).
AnmerkungenSAGE Publications. 2455 Teller Road, Thousand Oaks, CA 91320. Tel: 800-818-7243; Tel: 805-499-9774; Fax: 800-583-2665; e-mail: journals@sagepub.com; Web site: http://sagepub.com
Erfasst vonERIC (Education Resources Information Center), Washington, DC
Update2024/1/01
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