The Role of Information in the Take-up of Student Loans

Autor/inn/en	Booij, Adam S.; Leuven, Edwin; Oosterbeek, Hessel
Titel	The Role of Information in the Take-up of Student Loans
Quelle	In: Economics of Education Review, 31 (2012) 1, S.33-44 (12 Seiten)Infoseite zur Zeitschrift PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0272-7757
DOI	10.1016/j.econedurev.2011.08.009
Schlagwörter	Foreign Countries; Student Financial Aid; College Students; Knowledge Level; Access to Information; Netherlands + Suchen Sie Ihr Suchwort? Ausland; Finanzielle Beihilfe; Studienfinanzierung; Studienförderung; Collegestudent; Wissensbasis; Niederlande
Abstract	We study student loan behavior in the Netherlands where (i) higher education students know little about the conditions of the government's financial aid program and (ii) take-up rates are low. In a field experiment we manipulated the amount of information students have about these conditions. The treatment has no impact on loan take-up, which is not due to students already having decided to take a loan or students not absorbing the information. We conclude that a lack of knowledge about specific policy parameters does not necessarily imply a binding information constraint. (Contains 2 figures and 6 tables.) (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10