Talk Debt to Me: An Applied Linguistics Approach to Exploring College Student Preferences for Student Loan Debt Letters

Autor/inn/en	Taylor, Zachary W.; Rainey, Elizabeth A.; Charran, Chelseaia; Holthaus, Gretchen; Eguiluz, Linda; Horne, Ada; Francisco, Myra; Weber-Wandel, Karla
Titel	Talk Debt to Me: An Applied Linguistics Approach to Exploring College Student Preferences for Student Loan Debt Letters
Quelle	In: Journal of Student Financial Aid, 52 (2023) 1, Artikel 4 (29 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0884-9153
Schlagwörter	Linguistics; College Students; Preferences; Student Loan Programs; Debt (Financial); Letters (Correspondence); Federal Programs; Student Financial Aid; Minority Group Students; First Generation College Students; Language Usage; Indiana; Montana; Missouri + Suchen Sie Ihr Suchwort? Linguistik; Collegestudent; Brief; Finanzielle Beihilfe; Studienfinanzierung; Studienförderung; Sprachgebrauch
Abstract	Although student loan debt has been rigorously studied over the past several decades, scant research has investigated how institutions of higher education communicate debt to current and former student borrowers. As COVID-19 forced the United States Department of Education to cancel the Annual Student Loan Acknowledgement as part of a student's signing of the master promissory note (MPN), there are no other mechanisms for students to be aware of their student loan debt beyond a debt letter from their institution or reviewing their National Student Loan Debt System (NSLDS) portal. This applied linguistics study surveyed 2,030 current student loan borrowers attending U.S. institutions of higher education to explore their preferences for receiving a student loan debt letter. Results suggest students of Color and first-generation in college students strongly prefer shorter, simpler letters, while there were no statistically significant preferences by gender. Implications for research and practice will be addressed. (As Provided).
Anmerkungen	Center for Economic Education at the University of Louisville. Porter Building, 1905 South 1st Street, Louisville, Ky, 40292. e-mail: jsfa@louisville.edu; Web site: https://ir.library.louisville.edu/jsfa/
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01