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| Autor/inn/en | Delaney, Jennifer A.; Bell, Elizabeth; Soler, Maria Claudia |
|---|---|
| Titel | Perceptions of Income Share Agreements: Evidence from a Public Opinion Survey |
| Quelle | In: Journal of Education Finance, 45 (2019) 1, S.97-122 (26 Seiten)Infoseite zur Zeitschrift
PDF als Volltext |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
| ISSN | 0098-9495 |
| Schlagwörter | Income Contingent Loans; Public Opinion; Paying for College; Higher Education; Educational Policy; Educational Attainment; Racial Differences; Grants; Federal Aid; Parents; College Students; Political Attitudes |
| Abstract | With more than 38% of all 2015-16 undergraduates taking out student loans, total student loan debt of over $1.3 trillion, and a projected cumulative student loan default rate of nearly 40 percent by 2023, Income Share Agreements (ISAs) have gained traction, emerging as an alternative financial aid mechanism. This study utilizes nationally representative public opinion data for approximately 2,500 U.S. residents that are 18 or older to explore public opinions on ISAs. This survey, complete with detailed demographic information including previous experience with financing education, political views, and beliefs about higher education policies, provides a glimpse into the previously unexplored opinions of the U.S. public on ISAs. Findings indicate that respondents who support other higher education policies such as Pell Grants, tuition-free college, and deferred tuition are also more likely to support ISAs. In addition, the authors find that respondents' experiences with financing higher education and experiences with sending children to college are correlated with support for ISAs. Moreover, the authors find that racial and ethnic identity is also correlated with the level of support for ISAs. These results are among the first to characterize the level of public support or opposition to ISAs and to explore the factors associated with ISAs support and opposition. The paper is organized as follows: the first section provides a general overview of ISAs models and markets. The second section situates this study in relevant literature and section three presents some examples of the use of public polling data to explore perceptions related to college affordability and financing mechanisms. The fourth section explains the analytical approach and methodology implemented in the study. The remaining sections include a description of the results followed by a discussion of implications for policy and practice. (ERIC). |
| Anmerkungen | University of Illinois Press. 1325 South Oak Street, Champaign, IL 61820-6903. Tel: 217-244-0626; Fax: 217-244-8082; e-mail: journals@uillinois.edu; Web site: http://www.press.uillinois.edu/journals.php |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
| Update | 2024/1/01 |
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