Credit Card Usage among College Students in China

Autor/inn/en	Yao, Rui; Meng, Xiangyi
Titel	Credit Card Usage among College Students in China
Quelle	In: Journal of Financial Counseling and Planning, 29 (2018) 2, S.304-316 (12 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	1052-3073
Schlagwörter	College Students; Credit (Finance); Foreign Countries; Money Management; Knowledge Level; Parent Child Relationship; Correlation; Student Characteristics; Student Attitudes; China + Suchen Sie Ihr Suchwort? Collegestudent; Credit; Kredit; Ausland; Wissensbasis; Parents-child relationship; Parent-child-relation; Parent-child relationship; Eltern-Kind-Beziehung; Korrelation; Schülerverhalten
Abstract	Credit cards have become a common method of payment for college students in China. It is important that they form good credit card usage behaviors and build a good credit history early in their financial life. Using data collected from 10 universities in China, results of this study found that being financially dependent on their parents is negatively associated with Chinese college students' ability to pay their credit card bills. The study also found that students with a high level of financial knowledge were less likely to take cash advances on their credit card. Implications for financial educators and parents as well as policymakers were provided. (As Provided).
Anmerkungen	Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: http://afcpe.org
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2020/1/01