Literaturnachweis - Detailanzeige
Autor/inn/en | Kim, Jinhee; Chatterjee, Swarn; Young, J.; Moon, U. J. |
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Titel | The Cost of Access: Racial Disparities in Student Loan Burdens of Young Adults |
Quelle | In: College Student Journal, 51 (2017) 1, S.99-114 (16 Seiten)
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
ISSN | 0146-3934 |
Schlagwörter | Student Loan Programs; Access to Education; Young Adults; Student Costs; Credit (Finance); Racial Differences; Parent Financial Contribution; Predictor Variables; Family Characteristics; Student Characteristics; Multivariate Analysis; College Students; Student Records; Pretesting; Statistical Analysis |
Abstract | Student loans have become a social-financial issue in the United States. This study uses a nationally representative dataset to examine the association between financial socialization and student loan borrowing behavior of individuals after controlling a number of different socio-demographic factors. Results show that the financial burdens of college education, such as borrowing and the dollar amounts of a loan, are higher for Blacks, however, their college attendance is significantly lower than Whites. Blacks are more independent and receive less financial support from family and relatives than Whites. The wealth gap that exists between Black and White parents may contribute to the disparity. Additional financial resources for higher education as well as financial education and counseling may be needed to create better academic access for the vulnerable underserved groups including minority students. (As Provided). |
Anmerkungen | Project Innovation, Inc. P.O. Box 8508 Spring Hill Station, Mobile, AL 36689-0508. Tel: 251-343-1878; Fax: 251-343-1878; Web site: http://www.projectinnovation.biz/csj.html |
Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2020/1/01 |