Literaturnachweis - Detailanzeige
| Institution | Minnesota Higher Education Services Office, St. Paul. |
|---|---|
| Titel | Health Sciences Graduate and Professional Students and Debt. |
| Quelle | (2000), (46 Seiten)
PDF als Volltext kostenfreie Datei |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Monographie |
| Schlagwörter | College Graduates; Debt (Financial); Dentists; Graduate Medical Students; Health Personnel; Higher Education; Loan Repayment; Pharmacists; Physicians; Professional Personnel; Student Loan Programs; Minnesota |
| Abstract | The 1999 Minnesota Legislature asked for a study of the borrowing and repayment problems of students in the Academic Health Center (AHC) at the University of Minnesota. Findings of this study show that most graduate and professional students at the AHC borrowed by the time they completed their graduation or professional programs. Many borrowed $50,000 or more and will use more than 10% of their incomes to repay their loans in the early years after graduation. Most undergraduates borrowed, but the average amount was $13,300, and a borrower with a $30,000 income will use 5% of annual income to repay this amount in student loans (assuming 7% interest and a 10-year repayment plan). Average borrowing amounts and estimated income percentages requires for repayment are given for students in these departments of the AHC: (1) dentistry; (2) medicine; (3) nursing; (4) pharmacy; (5) public health; (6) and veterinary medicine. Findings suggest that all graduate and professional students at the AHC would benefit from additional debt counseling, and employers may want to consider loan repayment assistance as an employee benefit. Appendix 1 describes the terms and conditions of the loan program, and appendix 2 describes loan repayment programs for professionals who work in designated health professional shortage areas. (SLD) |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
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