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Institution | Board of Governors of the Federal Reserve System, Washington, DC. |
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Titel | Alice in Debitland. |
Quelle | (1980), (18 Seiten)
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Monographie |
Schlagwörter | Leitfaden; Recht; Automation; Banking; Compliance (Legal); Consumer Economics; Consumer Education; Consumer Protection; Credit (Finance); Economics Education; Federal Legislation; High Schools; Laws; Legal Problems; Technological Advancement; Technology |
Abstract | Designed for the general public and possibly suitable also for high school economics students, this booklet examines the Electronic Fund Transfer Act (EFT), which protects consumers who use debit cards for the electronic transfer of funds. This commercially adapted version of the character in "Alice in Wonderland," uses a story-teller approach to explain automated teller machines (ATM's), point of sale terminals (POS), preauthorized payments, and telephone transfers. The booklet answers consumer concerns about the types of records EFT users have of their transactions and the ease with which consumer errors can be corrected. Specific procedures for the correction of errors and for reporting lost or stolen EFT cards are listed. The obligations of the financial institutions issuing EFT cards are detailed, and special questions about preauthorized credit plans are answered. The final section presents a list of names and locations of federal enforcement agencies that deal with complaints and penalties. The booklet includes illustrations from "Alice in Wonderland" and practical tips are highlighted at the end of each chapter. (LH) |
Erfasst von | ERIC (Education Resources Information Center), Washington, DC |