Retirement Plan Participation in an Era of Change: The Case of a Rural Region

Autor/inn/en	Whitaker, Elizabeth A.; Bokemeier, Janet L.; Loveridge, Scott
Titel	Retirement Plan Participation in an Era of Change: The Case of a Rural Region
Quelle	In: Rural Sociology, 76 (2011) 3, S.319-346 (28 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0036-0112
DOI	10.1111/j.1549-0831.2011.00053.x
Schlagwörter	Retirement; Participation; Rural Population; Social Environment; Predictor Variables; Telephone Surveys; Michigan + Suchen Sie Ihr Suchwort? Pensionierung; Teilnahme; Landbevölkerung; Soziales Umfeld; Prädiktor; Telephone interview; Telefoninterview
Abstract	Individual savings are critical for retirement as government and employer-based provisions fade or become less secure. Rural communities are vulnerable given their higher proportion of elderly and more who rely on Social Security. Using a telephone survey of working-age residents in Michigan's rural Upper Peninsula, this research investigates factors associated with participation in tax-advantaged retirement plans that have largely replaced defined-benefit pension plans for earmarked retirement savings. The project also identifies factors predictive of making maximum contributions to those retirement plans. We consider several distinct categories of variables to reflect the social embeddedness of economic action. In addition, the research included community variables describing aspects of respondents' social context, a new component of the savings discourse, which we show to be significantly related to saving outside a tax-advantaged retirement plan and making maximum contributions to a tax-advantaged retirement plan. (As Provided).
Anmerkungen	John Wiley & Sons, Inc. Subscription Department, 111 River Street, Hoboken, NJ 07030-5774. Tel: 800-825-7550; Tel: 201-748-6645; Fax: 201-748-6021; e-mail: subinfo@wiley.com; Web site: https://secure.interscience.wiley.com/cgi-bin/jhome/112782101
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10