Taking Ownership of the Future: The National Strategy for Financial Literacy, 2006

Titel	Taking Ownership of the Future: The National Strategy for Financial Literacy, 2006
Quelle	(2006), (162 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Elementary Secondary Education; Postsecondary Education; Faculty Development; Research; Program Evaluation; Multilingualism; Industry; Financial Needs; Nonprofit Organizations; Financial Services; Consumer Education; Public Opinion; Tax Credits; Money Management; Counseling Techniques; Community Involvement; Retirement; Housing; Ownership; Retirement Benefits; Cooperative Planning; Credit (Finance); Crime; Deception; Older Adults; Outreach Programs; Employee Assistance Programs; Investment; International Cooperation + Suchen Sie Ihr Suchwort? Post-secondary education; Tertiäre Bildung; Forschung; Programme evaluation; Programmevaluation; Mehrsprachigkeit; Multilingualismus; Industrie; Nonprofit-Organisation; Konsumerziehung; Öffentliche Meinung; Steuerermäßigung; Counseling technique; Counselling technique; Counselling techniques; Beratungsmethode; Pensionierung; Unterkunft; Eigentum; Retirement pay; Ruhegehalt; Credit; Kredit; Crimes; Delict; Delicts; Delikt; Täuschung; Älterer Erwachsener; Jobcoaching; Beschäftigungsprojekt; Investments; Geldanlage; Investiton; Internationale Kooperation; Internationale Zusammenarbeit
Abstract	Today's increasingly complex financial services market offers consumers a vast array of products, services, and providers to choose from to meet their financial needs. While this degree of choice provides consumers with a great number of options, it also requires that they be equipped with the information, knowledge, and skills to evaluate their options and identify those that best suit their needs and circumstances. Financial education also is essential to help consumers understand how to prevent becoming involved in transactions that are financially destructive, how to avoid becoming victims of fraud, and how to exercise their consumer protection rights. Given the important role of financial education in promoting financial well-being, there is a long-standing commitment to financial education from government, private industry, and nonprofit organizations. Marshaling that commitment and organizing efforts to produce the best possible result is the greatest challenge of all, and one that can be addressed through a national strategy. The Financial Literacy & Education Commission has concluded that an effective national strategy must encompass four crucial areas, discussed in detail in this report: (1) building public awareness of available resources; (2) developing tailored, targeted materials and dissemination strategies; (3) tapping into public-private and private-private partnerships; and (4) research and evaluation of financial education programs. After two forewords, this report is divided into the following chapters: (1) General Saving; (2) Homeownership; (3) Retirement Saving; (4) Credit; (5) Consumer Protection; (6) Taxpayer Rights; (7) Investor Protection; (8) The Unbanked; (9) Multilingual Multicultural Populations; (10) Kindergarten-Postsecondary Financial Education; (11) Academic Research and Program Evaluation; (12) Coordination Efforts; and (13) International Perspective. The following are appended: (1) Meeting Summaries; and (2) Federal Register Notice. (Contains 116 endnotes.) [This report was produced by the Financial Literacy & Education Commission.] (ERIC).
Anmerkungen	US Financial Literacy and Education Commission. Web site: http://mymoney.gov/
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10