Parental Self-Efficacy and Joining a Savings Program for Children's Education

Autor/inn/en	Okech, David; Little, Todd D.; Williams Shanks, Trina R.; Adams, Deborah
Titel	Parental Self-Efficacy and Joining a Savings Program for Children's Education
Quelle	In: Research on Social Work Practice, 21 (2011) 4, S.442-451 (10 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	1049-7315
DOI	10.1177/1049731510389079
Schlagwörter	Structural Equation Models; Self Efficacy; Parent Financial Contribution; Paying for College; Trusts (Financial); Banking; Financial Services; Parent Attitudes; Community Surveys; Low Income Groups; Social Science Research; Quasiexperimental Design + Suchen Sie Ihr Suchwort? Self-efficacy; Selbstwirksamkeit; Studienfinanzierung; Konzern; Bankgeschäft; Elternverhalten; Social scientific research; Sozialwissenschaftliche Forschung
Abstract	Objectives: Using baseline survey data, the study examined self-efficacy of 381 lower-income parents who had opportunities to build financial assets for their children by opening college savings accounts in a human service agency. Methods: Of the study sample, 62% of the parents decided to open accounts while 38% did not. Structural equation modeling for multiple group models was performed. Results: There were few demographic differences between the groups. The measurement model was invariant across parents who decided or did not decide to open accounts, fitting the data for both account openers and nonopeners, X[superscript 2](450, n = 381) = 804.60, p less than 0.001, root mean square error of approximation [RMSEA] = 0.070(0.063-0.073), Non-Normed Fit Index [NNFI] = 0.93, Comparative Fit Index [CFI] = 0.93). Conclusions: Results lend some support to institutional perspective on saving. Implications for policy and practice are discussed. (Contains 5 tables.) (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10