Influence of Financial Literacy and Use of Financial Technology on Financial Satisfaction through Financial Behavior

Autor/inn/en	Farida, Mamik Nur; Soesatyo, Yoyok; Aji, Tony Seno
Titel	Influence of Financial Literacy and Use of Financial Technology on Financial Satisfaction through Financial Behavior
Quelle	In: International Journal of Education and Literacy Studies, 9 (2021) 1, S.86-95 (10 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	2202-9478
Schlagwörter	Money Management; Economics Education; Teacher Attitudes; Structural Equation Models; Computer Software; Behavior Patterns; Technology; Banking; Validity; Teacher Surveys + Suchen Sie Ihr Suchwort? Wirtschaftskunde; Lehrerverhalten; Technologie; Bankgeschäft; Gültigkeit
Abstract	Financial behavior is a means by which a person treats, manages, and uses available financial resources. This research aims to determine the effect of financial literacy and the use of financial technology on financial satisfaction through financial behavior as an intervening factor. Data were collected from 112 economics teachers using purposive proportional random sampling technique. Structural Equation Modeling (SEM) with AMOS 26 software was used to analyze the data. The results of this research indicate that financial literacy has no effect on financial behavior, but the use of financial technology has an effect on financial behavior, financial literacy and the use of financial technology has an effect on satisfaction finance. It was also found that financial literacy and the use of financial technology were mediated by financial behavior. Finally, use of financial technology had no effect on financial satisfaction through financial behavior as an intervening variable. These results have useful practical and theoretical implications. (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01