Factors Associated with Electronic Banking Adoption

Autor/in	Yates, Stephanie R.
Titel	Factors Associated with Electronic Banking Adoption
Quelle	In: Journal of Financial Counseling and Planning, 31 (2020) 1, S.101-114 (14 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Zusatzinformation	ORCID (Yates, Stephanie R.)
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	1052-3073
Schlagwörter	Banking; Online Systems; Money Management; Probability; Surveys; Income; Knowledge Level; Age Groups; African Americans; Racial Differences; Gender Differences; Business; Ownership; Teaching Methods; Usability + Suchen Sie Ihr Suchwort? Bankgeschäft; Online; Wahrscheinlichkeitsrechnung; Wahrscheinlichkeitstheorie; Survey; Umfrage; Befragung; Einkommen; Wissensbasis; Age grop; Altersgruppe; Afroamerikaner; Rassenunterschied; Geschlechterkonflikt; Business studies; Wirtschaft; Betriebswirtschaft; Eigentum; Teaching method; Lehrmethode; Unterrichtsmethode
Abstract	Using data from the 2016 Survey of Consumer Finances, this study investigates factors that affect electronic banking adoption rates. Financial knowledge, income, education, and credit card ownership are associated with a high probability of electronic banking adoption. However, age is negatively associated with the probability of online banking adoption and the African American consumer is less likely to adopt electronic banking. This result is more prominent for African American women but does not hold for African American business owners. Financial counselors, planners, and educators should be aware and sensitive to these differences in order to provide additional education as needed on how to effectively use electronic banking services in order to achieve a greater degree of financial inclusion. (As Provided).
Anmerkungen	Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: https://connect.springerpub.com/content/sgrjfcp
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01