Financial Literacy of "Telebachillerato" Students: A Study of Perception, Usefulness and Application of Financial Tools

Autor/inn/en	Moreno-García, Elena; García-Santillán, Arturo; De los Santos Gutiérrez, Aracely
Titel	Financial Literacy of "Telebachillerato" Students: A Study of Perception, Usefulness and Application of Financial Tools
Quelle	In: International Journal of Education and Practice, 7 (2019) 3, S.168-183 (16 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Zusatzinformation	ORCID (Moreno-García, Elena) ORCID (García-Santillán, Arturo) ORCID (De los Santos Gutiérrez, Aracely)
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	2311-6897
Schlagwörter	Money Management; Factor Analysis; College Students; Foreign Countries; Tests; High School Students; Rural Areas; Factor Structure; Credit (Finance); Student Attitudes; Income; Salaries; Extracurricular Activities; Teaching Methods; Audiovisual Aids; Mexico + Suchen Sie Ihr Suchwort? Faktorenanalyse; Collegestudent; Ausland; Examination; Prüfung; Examen; High school; High schools; Student; Students; Oberschule; Schüler; Schülerin; Studentin; Rural area; Ländlicher Raum; Faktorenstruktur; Credit; Kredit; Schülerverhalten; Einkommen; Entlohnung; Gehalt; Außerunterrichtliche Aktivität; Teaching method; Lehrmethode; Unterrichtsmethode; Audiovisuelles Medium; Mexiko
Abstract	The aim of this empirical study is to explain how students of a "Telebachillerato" in Veracruz, Mexico perceive financial variables like income, money management, savings, investment, spending and credit. "Telebachilleratos" are high schools for rural communities in Mexico assisted by educational audiovisual support and two or three teachers to explain material to students. Hence, the hypothesis raises the existence of a factorial structure that underlies and that allows to explain the perception and knowledge of students towards these financial topics. For this empirical study, the Financial Education Test by Contreras-Rodríguez et al. (2017) was used, which presented an internal consistency of [alpha] = 0.859, and was applied upon 368 students enrolled in different semesters of a school year. The data were analyzed by exploratory factor analysis with the criterion of extraction of main components. The findings show a favorable perception towards the variables that were analyzed. There is significant evidence in the "income" variable, for instance, about the clear conviction of students that study and training constitute a bridge that will help them earn a good income when they enter into a job. In addition, it was also perceived that extracurricular courses were another potential source to improve their income. (As Provided).
Anmerkungen	Conscientia Beam. 19-C, Sunset Lane 3, DHA Phase 2 extension Karachi, Pakistan. e-mail: editor@conscientiabeam.com; Web site: http://www.conscientiabeam.com/journal/61
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01