Stranded Credits: A Matter of Equity. Research Report

Autor/inn/en	Jones, Sosanya; Andrews, Melody
Institution	Ithaka S+R
Titel	Stranded Credits: A Matter of Equity. Research Report
Quelle	(2021), (32 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Higher Education; Low Income Students; Minority Group Students; Debt (Financial); Enrollment Management; Academic Records; College Credits; Loan Repayment; College Admission; College Transfer Students; Student Needs; Eligibility; Barriers; First Generation College Students; Student Financial Aid; Student Experience; Student Attitudes; Stopouts; Dropouts; Educational Policy; Employment; College Graduates; Social Media; Equal Education; Student College Relationship + Suchen Sie Ihr Suchwort? Hochschulbildung; Hochschulsystem; Hochschulwesen; College; Colleges; University; Universities; Publication; Hochschule; Fachhochschule; Universität; Akademieschrift; Publikation; Achievement; Performance; Anrechnung; Leistung; Hochschulzugang; Hochschulzulassung; Zulassung; Hochschulwechsel; Schulwechsel; Studienortwechsel; Eignung; Finanzielle Beihilfe; Studienfinanzierung; Studienförderung; Studienerfahrung; Schülerverhalten; Ausstieg; Drop-out; Drop-outs; Dropout; Early leavers; Schulversagen; Politics of education; Bildungspolitik; Dienstverhältnis; Hochschulabsolvent; Hochschulabsolventin; Soziale Medien
Abstract	Racial and ethnic demographics continue to shift in the United States, and more students of color, first-generation students, and students from lower-socioeconomic backgrounds pursue higher education. Student debt has risen to the top of the national agenda as one of America's most pressing equity issues in higher education. Usually when student debt is discussed and examined, the focus is on federal and private loans; however there are other more insidious forms of student debt that affect thousands of students each year and impact their ability to matriculate, transfer, qualify for scholarships and even qualify for job opportunities. "Stranded credits" is a phenomenon where students earn academic credits but cannot access them due to an unpaid balance with a previously attended institution that is holding their transcript as collateral. Until recently, there has been scant attention paid to stranded credits, but it is receiving more attention because of their negative impact on student matriculation, transfer, and job placement. Even worse, it has been shown that stranded credits have a disparate impact on minoritized students and students from lower socioeconomic backgrounds. In this report, the authors review the results of an in-depth descriptive qualitative study that examined the lived experiences of students and staff familiar with institutional debt, also known as stranded credits. (ERIC).
Anmerkungen	ITHAKA S+R. Available from: ITHAKA. One Liberty Plaza, 165 Broadway 5th Floor, New York, NY 10006. Tel: 212-500-2355; e-mail: ithakasr@ithaka.org; Web site: https://sr.ithaka.org
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01