Literaturnachweis - Detailanzeige
Autor/in | Brobeck, Stephen |
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Institution | American Express Co., New York, NY.; Minnesota State Dept. of Jobs and Training, St. Paul. |
Titel | Student Consumer Knowledge: Results of a Nationwide Test. |
Quelle | (1991), (37 Seiten) |
Sprache | englisch |
Dokumenttyp | gedruckt; Monographie |
Schlagwörter | Banking; Consumer Economics; Consumer Education; Credit (Finance); Ethnic Groups; Food; Grade 12; High School Students; High Schools; Housing; Insurance; Mathematics Skills; Purchasing; Reading Skills; Scores Bankgeschäft; Konsumökonomie; Konsumerziehung; Credit; Kredit; Ethnie; Lebensmittel; School year 12; 12. Schuljahr; Schuljahr 12; High school; High schools; Student; Students; Oberschule; Schüler; Schülerin; Studentin; Unterkunft; Mathmatics achievement; Mathematics ability; Mathematische Kompetenz; Beschaffungswesen; Kauf; Reading skill; Lesefertigkeit |
Abstract | A nationwide test of consumer knowledge of high school students conducted in 1991 found that seniors are unprepared for critical purchasing decisions needed after they graduate. Random samples of the population, 428 high school seniors, were asked 250 questions about a range of consumer subjects such as credit, checking/saving accounts, auto insurance, housing rental, food purchases, and car purchases. Of particular concern were the low scores on credit (38 percent), checking/savings accounts (36 percent), and auto insurance (40 percent). Blacks, Hispanics, the poor, and those enrolled in vocational postsecondary institutions scored lowest on the test. In general, Whites and Asians, those from upper income families, and those planning to attend college scored the highest. The seniors scored highest on items testing general knowledge and use of reasoning and computational skills. Consumer illiteracy among high school students reflects many factors including weak reading and math skills, inadequate consumer education, and lack of marketplace experience. Consumer education should be targeted at groups scoring the lowest on the test. (This document has two parts: a report of the results of the nationwide test and the multiple-choice test with answers.) (NLA) |
Erfasst von | ERIC (Education Resources Information Center), Washington, DC |