Literaturnachweis - Detailanzeige
| Autor/in | Leifman, Steven |
|---|---|
| Institution | National Commission on Student Financial Assistance, Washington, DC. |
| Titel | Guaranty Agency Questionnaire. |
| Quelle | (1983), (9 Seiten)
PDF als Volltext kostenfreie Datei |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Monographie |
| Schlagwörter | Banking; College Students; Credit (Finance); Eligibility; Federal Regulation; Financial Aid Applicants; Financial Policy; Higher Education; Out of State Students; Questionnaires; Student Loan Programs |
| Abstract | The extent to which guaranty agencies, lenders, and state secondary markets impose restrictions on Guaranteed Student Loan (GSL) borrowing that go beyond federal regulations was assessed through a survey of 53 guaranty agencies. Seventeen of the agencies imposed restrictions on GSLs that go beyond federal regulations, including not loaning to borrowers from correspondence schools, part-time students, or out-of-state students. A total of 49 agencies used commercial lenders, and the most common restrictions imposed by the lenders were the requirement of a previous customer relationship and an unwillingness to lend to out-of-state students and students enrolled in less-than-two-year programs. For the 13 agencies using direct lenders, the most common restriction imposed on borrowers was the unwillingness to lend to out-of-state students. Of the 24 agencies operating a secondary market, 7 imposed restrictions, including the following: a requirement of a minimum balance of $1,000 on loans they will purchase, an unwillingness to purchase loans made either to students from out-of-state institutions or to out-of-state borrowers attending institutions in the guaranty agency's state, and an unwillingness to purchase loans from borrowers from institutions with certain default rates. (SW) |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
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