Literaturnachweis - Detailanzeige
| Institution | National Commission on Student Financial Assistance, Washington, DC. |
|---|---|
| Titel | Study of the Special Allowance Formula of the Guaranteed Student Loan Program. Report No. 4. |
| Quelle | (1983), (112 Seiten) |
| Sprache | englisch |
| Dokumenttyp | gedruckt; Monographie |
| Schlagwörter | Banking; Capital; Educational Finance; Federal Programs; Financial Services; Interest (Finance); Loan Repayment; Money Management; Operating Expenses; Postsecondary Education; Program Administration; Program Costs; Public Policy; Student Loan Programs |
| Abstract | The special allowance component of the Guaranteed Student Loan (GSL) program was evaluated through research and hearings. Attention was directed to: the experiences of students and eligible lenders; the administrative costs of various types of eligible lenders; financial indicators that accurately reflect the costs of capital; and administrative mechanisms for rapidly disseminating to lenders the quarterly rate of the special allowance. It was recommended that the special allowance formula be retained in its current form. The allowance formula is one of several interrelated loan program provisions that have successfully contributed to lender participation and the supply of loan capital. Changes in any of these incentives would be viewed by lenders as increasing their risks and possibly would decrease their participation in the program. There is strong evidence that any reduction in the special allowance would disrupt the supply of education loan capital and reduce lender participation. There was no conclusive evidence that lender profits from the current special allowance formula are too high. Two papers are appended: "A Review of the Guaranteed Student Loan Special Allowance" (Wharton Applied Research Center); and "Review of Special Allowance Issues" (Applied Systems Institute, Inc.) (Author/SW) |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
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