Analysis of Student Loan Special Rate Allowances and Servicing Costs.

Institution	Technology Management, Inc., Cambridge, MA.
Titel	Analysis of Student Loan Special Rate Allowances and Servicing Costs.
Quelle	(1974), (70 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Banking; Costs; Evaluation Criteria; Financial Policy; Postsecondary Education; Program Attitudes; Program Evaluation; School Surveys; Student Loan Programs + Suchen Sie Ihr Suchwort? Bankgeschäft; Cost; Kosten; Fiscal policy; Finanzpolitik; Post-secondary education; Tertiäre Bildung; Programme evaluation; Programmevaluation
Abstract	This document addresses two separate, though related aspects of the operation of the Guaranteed Student Loan Program (GSLP): (1) the mechanism for setting the special rate allowance (SRA); and (2) the effect of the operating requirements of the program on lender servicing costs. The study develops recommendations for improving both aspects of the program to ensure continuing lender interest in making funds available to eligible students. To develop lender-related data to support the analysis, 16 institutions were surveyed to establish: (1) attitudes toward the program; (2) profitability objectives and expectations; (3) practices for determining the amount of GSL funds made available; (4) operating policies and practices; (5) profitability measurement and comparison criteria; (5) cost of obtaining lendable funds; and (6) costs of operating under the GSL program. Of the institutions either surveyed or for which data were obtained, 13 were lenders. The remaining three contributors were servicing firms. (Author)
Erfasst von	ERIC (Education Resources Information Center), Washington, DC