Financing higher education in the United States.

Autor/in	Tulip, Peter
Institution	OECD
Titel	Financing higher education in the United States. Gefälligkeitsübersetzung: Finanzierung der Hochschulbildung in den Vereinigten Staaten.
Quelle	Paris: OECD (2007), 38 S.; 401 KB PDF als Volltext kostenfreie Datei Link als defekt meldenVerfügbarkeit
Reihe	OECD Economics Department working papers. 584
Sprache	englisch
Dokumenttyp	online; gedruckt; Monographie; Graue Literatur
Schlagwörter	Bildung; Stipendium; Öffentliche Förderung; Ausgaben; Darlehen; Einkommenshöhe; Finanzierung; Subventionspolitik; Hochschulbildung; Hochschulpolitik; Studiengebühren; Hochschulsystem; Arbeitspapier; Hochschulabsolvent; USA
Abstract	"America's higher education system is among the best in the world. Nevertheless, there is scope for improvement. In particular, there appear to be substantial financial barriers to higher education despite large government expenditures aimed at promoting access. Policy makers have proposed addressing these barriers by increasing student grants. However, grants are costly, inefficient, inequitable and ineffective. Income tax concessions and state government subsidies suffer from similar problems. In contrast, international best practice seems to be converging on student loans with repayments that vary according to income. Income-contingent loans facilitate access to college at low fiscal cost and without the inefficiency and inequities that accompany grants, subsidies or tax concessions. At the same time, they do not discourage risk-averse or uninformed students in the way that conventional loans do. The United States has an income-contingent loan programme that should be expanded. While the design of repayments could be improved, the main problem with this programme is that lending limits are too low. Higher limits, especially for unsubsidised direct loans, would benefit students and promote access at little cost to the government. Were a good system of loans in place, then less cost-effective means of promoting access, such as grants and tax concessions, should be cut back." Die Untersuchung enthält quantitative Daten. Forschungsmethode: deskriptive Studie. (author's abstract, IAB-Doku).
Erfasst von	Institut für Arbeitsmarkt- und Berufsforschung, Nürnberg
Update	2008/3