Deeper in Debt: Women and Student Loans

Autor/in	Miller, Kevin
Institution	American Association of University Women
Titel	Deeper in Debt: Women and Student Loans
Quelle	(2017), (60 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Debt (Financial); Females; Student Loan Programs; College Students; Paying for College; Loan Repayment; Gender Differences; Gender Discrimination; Higher Education; Loan Default; College Graduates; African American Students; Asians; Educational Legislation; Sex Fairness; Federal Legislation; Civil Rights Legislation; Federal Aid; Grants; Salary Wage Differentials; Employed Women; Hispanic American Students; White Students; Race; Ethnicity + Suchen Sie Ihr Suchwort? Weibliches Geschlecht; Collegestudent; Studienfinanzierung; Geschlechterkonflikt; Hochschulbildung; Hochschulsystem; Hochschulwesen; Schuldnerverzug; Hochschulabsolvent; Hochschulabsolventin; African Americans; Student; Students; Afroamerikaner; Schüler; Schülerin; Studentin; Asian; Asiat; Asiatin; Asiaten; Asiate; Bildungsrecht; Schulgesetz; Sexualaufklärung; Bundesrecht; Private law; Bürgerliches Recht; Grant; Finanzielle Beihilfe; 'Female employment; Women''s employment'; Frauenbeschäftigung; Hispanic; Hispanic Americans; Hispanoamerikaner; Rasse; Abstammung; Ethnizität
Abstract	Over the course of the past few decades student loans have become an increasingly common means of paying for a college education. Most students who complete a college program now take on student loans, and the amount of student debt that students assume has increased along with the price of attending college. At this time about 44 million borrowers in the United States hold about $1.3 trillion in outstanding student loans. This report is intended to offer a broad overview of how student debt became a women's issue and in doing so change the conversation around student debt to include gender-based analysis and solutions. The analysis examines the experiences of women as a diverse population and presents statistics by race and ethnicity as well as other demographics. The report relies heavily on publicly available federal government survey data as well as published studies undertaken by academics and organizations researching the issue of student debt. Chapter 1 examines the changing nature of higher education, focusing on women's gains in educational attainment, changes in how higher education is financed, and the implications of student debt. Understanding the origins of this nation's system of higher education and the student debt upon which it relies is crucial to understanding how that system can be improved. Chapter 2 documents the scale of the student debt problem for society and for individuals, focusing on understanding the impact of gender and the debt accrued by women and men of different race/ethnicity groups. The individual consequences of student debt are explored in chapter 3, which addresses the difficulty experienced by women in repaying student loans, as well as the impact of student debt on subsequent financial decision making. Chapter 4 provides concluding findings and recommendations in the hope of changing the conversation around student debt to formulate solutions that address the struggles faced by women. [For the executive summary, see ED580344.] (ERIC).
Anmerkungen	American Association of University Women. 1111 Sixteenth Street NW, Washington, DC 20036. Tel: 800-326-2289; Tel: 202-728-7602; Fax: 202-463-7169; e-mail: foundation@aauw.org; Web site: http://www.aauw.org
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2020/1/01