Literaturnachweis - Detailanzeige
Autor/inn/en | Velez, Erin; Cominole, Melissa; Bentz, Alexander |
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Titel | Debt Burden after College: The Effect of Student Loan Debt on Graduates' Employment, Additional Schooling, Family Formation, and Home Ownership |
Quelle | In: Education Economics, 27 (2019) 2, S.186-206 (21 Seiten)Infoseite zur Zeitschrift
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
ISSN | 0964-5292 |
DOI | 10.1080/09645292.2018.1541167 |
Schlagwörter | Debt (Financial); Student Loan Programs; College Graduates; Employment; Enrollment; Ownership; Graduate Study; Bachelors Degrees; Longitudinal Studies; Marriage; Parents; Baccalaureate and Beyond Longitudinal Study (NCES) |
Abstract | This paper measures the effects of undergraduate student loan debt on graduates' post-college outcomes: employment, additional enrollment, family formation, home ownership, and net worth. The analysis uses data from a nationally representative sample of 2007-08 bachelor's degree recipients. Because a graduate's debt burden is not randomly assigned, we use an instrumental variable -- enrollment-weighted average in-state tuition over four years -- to estimate the effect of debt on post-baccalaureate outcomes while minimizing selection bias. We find that four years after graduating, undergraduate debt is related to borrowers' earnings, job choice, decisions to marry and have children, and net worth. (As Provided). |
Anmerkungen | Routledge. Available from: Taylor & Francis, Ltd. 530 Walnut Street Suite 850, Philadelphia, PA 19106. Tel: 800-354-1420; Tel: 215-625-8900; Fax: 215-207-0050; Web site: http://www.tandf.co.uk/journals |
Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2020/1/01 |