Literaturnachweis - Detailanzeige
| Autor/in | Noell, Jay |
|---|---|
| Institution | Congress of the U.S., Washington, DC. Congressional Budget Office. |
| Titel | The Use of Grants and Loans To Help Finance Undergraduate Education. |
| Quelle | (1992), (73 Seiten)
PDF als Volltext kostenfreie Datei |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Monographie |
| Schlagwörter | Community Colleges; Educational Finance; Grants; Higher Education; Loan Repayment; Paying for College; Private Colleges; Program Effectiveness; Proprietary Schools; Public Colleges; Public Policy; Scholarships; Student Financial Aid; Student Loan Programs; Undergraduate Study |
| Abstract | This paper analyzes the use of student grants and loans among undergraduates in the 1989-90 academic year. It discusses the issue of using loans to finance undergraduate education, and explores who among current undergraduates receive grants and loans. It also investigates the cumulative amounts of education debt taken on by undergraduate students and examines the burden of that debt by comparing the annual payments with a rough measure of the expected future income of borrowers. The paper found that undergraduates whose families had little ability to pay or who attended relatively expensive schools were more likely to receive aid than other students. Students from low-income families were more likely to receive Pell Grants, while undergraduates attending higher-cost, private four-year colleges, and proprietary schools were most likely to have Stafford Loans. The cumulative amount of debt incurred by students varied considerably, with seniors at private four-year colleges having the largest average amount. Few, however, had educational debt greater than $12,000. Based on what they could expect to earn after leaving school, few students were likely to be overburdened by debt. Three appendixes contain supplementary tables, graphs, and information on the distribution of Stafford Loans. (MDM) |
| Anmerkungen | Congressional Budget Office, Second and D Streets, S.W., Washington, DC 20515. |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
| Update | 2004/1/01 |
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