Making work pay for the indebted. The effect of debt services on the exit rates of unemployed individuals.

Autor/in	Koning, Pierre
Titel	Making work pay for the indebted. The effect of debt services on the exit rates of unemployed individuals. Gefälligkeitsübersetzung: Einen Arbeitsanreiz für die Verschuldeten schaffen. Die Auswirkungen des Schuldendienstes auf die Ausstiegsquoten aus der Arbeitslosigkeit.
Quelle	In: Labour economics, (2015) 34, S. 152-161 PDF als Volltext Link als defekt meldenVerfügbarkeit
Sprache	englisch
Dokumenttyp	online; gedruckt; Zeitschriftenaufsatz
ISSN	0927-5371
DOI	10.1016/j.labeco.2015.03.003
Schlagwörter	Soziale Situation; Sozialhilfe; Aktivierung; Sozialpolitik; Arbeitspflicht; Beschäftigungseffekt; Schuldnerberatung; Verschuldung; Arbeitsaufnahme; Arbeitsanreiz; Leistungsanspruch; Zugang; Sozialhilfeempfänger; Niederlande
Abstract	"This paper investigates the effects of an intervention that was targeted at a specific group of Dutch Social Assistance (SA) recipients with debt problems. Since a large share of the income gains of work resumption is earmarked for creditors, these individuals generally experienced a strong a priori disincentive to resume formal work. The intervention had three aims: restructuring personal debts, preventing the occurrence of new debt problems, and increasing the direct incentives to resume work. The paper uses the Timing-of-Events method to identify the effects of debt programs on SA spells. Our main finding is that the debt program substantially increased the exit out of the SA schemes, but this was mainly due to exits out of the labor force. With a large share of assigned individuals who did not participate in the scheme, it appears that individuals perceived or experienced the program as unpleasant and opted to exit without work. Our results suggest the presence of threat effects, particularly for individuals who were assigned by their caseworkers but did not participate in the debt program." (Author's abstract, IAB-Doku).
Erfasst von	Institut für Arbeitsmarkt- und Berufsforschung, Nürnberg
Update	2015/4